These Terms and Conditions form a legally binding agreement between Living The Horse with Ribbleton and you regarding your purchase of digital products and online programs.

Pricing
All prices are listed in USD (United States Dollars). We reserve the right to update pricing at any time.

Access to programs is provided to one person only and may not be shared.

7-Day Free Trial (where offered)
If you enroll in a program that includes a 7-day free trial, you may cancel your subscription at any time before the end of the 7th day to avoid being charged.

You can cancel in two ways:
• Cancel it yourself inside your account before day 7, or
• Email [email protected] by day 5 at the latest and request cancellation.

If you email after day 5, we cannot guarantee cancellation before the charge is processed.

If you cancel your subscription, access to the program will end immediately.

If the subscription is not cancelled before the trial ends, the payment will be processed automatically.

Refund Policy
All payments for online programs and subscriptions are non-refundable.

Once a payment has been processed, no refunds, transfers, or credits will be issued under any circumstances.

Access and Payment
Access to programs is provided only while your subscription or payment remains active. If your subscription is cancelled or payments fail, access will be removed immediately.

Intellectual Property
All program content is the property of Living The Horse with Ribbleton and is provided for personal use only. It may not be copied, shared, distributed, or reproduced in any form.